Personal Tax Filing (Canada)

The deadline is April 30 each year for most individuals. If you or your spouse/common-law partner are self-employed, you have until June 15 to file your return. However, any taxes owed are still due by April 30, even if you have until June 15 to file. Filing late can result in penalties and interest charges, so we recommend filing on time or requesting an extension if needed. We can help ensure you meet all deadlines and avoid unnecessary penalties.

Yes — even if no tax is owed, filing ensures you receive eligible benefits and credits. Many government benefits, such as the Canada Child Benefit (CCB), GST/HST credit, and provincial tax credits, are based on your tax return. Filing your T1 General return also establishes RRSP contribution room for future years and may be required if you received COVID-19 benefits or other taxable income. Additionally, filing creates a record of your income history, which can be important for loans, mortgages, and other financial applications. We recommend filing annually regardless of income level.

Yes — we specialize in non-resident and cross-border Canadian returns. Whether you're a Canadian citizen living abroad, a non-resident earning Canadian-source income (such as rental or investment income), or a cross-border worker, we ensure your taxes are filed correctly based on your residency status. This includes NR4/NR6 filings for non-residents, claiming foreign tax credits, and handling treaty-based exemptions. We also assist newcomers to Canada with their first-year returns, ensuring proper residency determination and credit claims. Our team has extensive experience with complex residency situations and CRA compliance for international taxpayers.

We can file prior years and help apply for CRA penalty relief under the Voluntary Disclosure Program. If you have unfiled tax returns from previous years, the CRA may assess penalties and interest. However, under the Voluntary Disclosure Program (VDP), you may be eligible for penalty relief and reduced interest charges if you come forward voluntarily before the CRA contacts you. We specialize in catching up multiple years of unfiled returns, reconstructing income and deduction records from T-slips, bank statements, and other documents, and preparing VDP applications to minimize penalties. The sooner you address unfiled years, the better your outcome will be.

Most refunds are issued within 2–3 weeks of e-filing. The CRA typically processes e-filed returns faster than paper returns (which can take 8–12 weeks or longer). If you choose direct deposit, your refund will arrive even faster — often within 8–14 days for straightforward returns. However, processing times can be longer if your return is selected for review, if you claimed certain credits that require additional verification (such as the disability tax credit), or if there are outstanding balances or issues with your account. You can track your refund status using the CRA's My Account portal or by calling the CRA refund status line. We provide refund tracking support and will follow up on any delays on your behalf.